STEM & FINANCE β Financial Literacy and STEM Skills for Youth
A program developed in partnership with CKB that equips young people in Montenegro with practical financial knowledge and STEM skills β competencies essential for the 21st century.
14β19
years old
CKB
program partner
STEM
and finance
100%
free for participants
Financial literacy for the future
STEM & FINANCE is a program designed to give young people in Montenegro a solid foundation in financial literacy and STEM skills. Through hands-on projects and real-world simulations, participants develop competencies that are key in the modern business world.
The program is implemented in partnership with Crnogorska komercijalna banka (CKB), which brings expertise from the financial sector, while JA Montenegro provides the pedagogical framework and school network.
Powered by CKB
Program implemented in partnership with Crnogorska komercijalna banka β a leader in Montenegro's financial sector.
What participants learn
Financial literacy
Fundamentals of personal finance, budgeting, saving, and understanding financial instruments.
Business mathematics
Applying mathematical concepts to real business and financial situations.
Digital technologies
Using digital tools in finance and the business of the future.
Entrepreneurial thinking
Developing business ideas, innovation, and creative problem-solving.
STEM skills
Science, technology, engineering, and mathematics in the context of modern business.
Teamwork and leadership
Developing soft skills through group projects and real-world business simulations.
Learning by doing
- Practical financial literacy workshops with CKB experts
- Personal finance and budgeting simulations
- STEM projects applied to real business scenarios
- Mentorship from financial sector professionals
- Project competitions and presentations before a jury
Financial literacy
Youth gain practical financial knowledge that will benefit them for life β from personal finances to entrepreneurship.
Join the STEM & FINANCE program
Develop financial literacy and STEM skills through an innovative program in partnership with CKB.